[Super Duper Fantastic] ISFP/INFP. 4w5. World Explorer. Super Hero. Rose-colored Glasses.

As it turns out, the administrator has not yet contacted the insurance company of my status. So I called the administrator today, and they basically said that COBRA is not active until I make the first payment. In other words, IGNORE the due date of the first payment of August 15th and make it right away if you want coverage! It’s weird that the due date isn’t for another 1.5 months if you want coverage for the current month. I would think that handling retroactive claims is more of a hassle anyway… or are they just hoping that people ignore that fact and pay up?

Since the premium reduction form hasn’t taken into effect [they need to do another approval process with the former employer], I had to drop the total amount for the first month. It ends up being about 25% of total income [income being unemployment insurance]. It’s no wonder more people don’t sign up for COBRA. I’m hoping the premium reduction is approved soon!

If all works accordingly, the payment will get through to the administrator in two days. I’ll have to call in and request an update about whether or not they received the payment, so that they can go ahead and call the insurance company.

The earliest this will all be settled is next week. All the while, my oral surgery approval process is probably at a halt due to this. FANTASTIC!

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